Judicial Scrutiny of Dispensing Departmental Inquiries and Abandonment of Service Under Insurance Rules

Highlights of the Judgment:
- Examination of the maintainability of writ petitions against public sector insurance companies under Article 12 of the Constitution.
- Interpretation of Rule 30(ii) of the General Insurance Rules concerning the power to dispense with departmental inquiries.
- Judicial standards for recording objective reasons in writing before bypassing mandatory disciplinary procedures.
- Legal distinction between prolonged unauthorized medical absence and voluntary abandonment of service.
- Application of landmark precedents regarding natural justice and administrative discretion in service law.